FAQs
Frequently Asked Questions
Yes. Credit consumers have rights under the Fair Credit Reporting Act (FCRA) to dispute inaccurate or unverifiable information.
No company can legally guarantee a particular credit score increase or deletion of items. SF Credit Solutions does not guarantee specific outcomes. Results vary depending on your credit profile, reporting accuracy, and bureau response times.
We do guarantee our commitment to providing education, personalized strategies, and dedicated guidance to help you responsibly improve your credit.
The timeline depends on the complexity of your credit profile and the number of inaccuracies. Some clients may see improvements in 30–90 days, while others may require more time to achieve meaningful changes.
Significant credit changes usually take time. Disputing inaccurate information, optimizing utilization, and following our guidance can gradually strengthen your profile. Some minor improvements may be visible sooner depending on your situation.
Our services are offered at one time, transparent prices for each plan. Fees vary based on the service you choose (personal credit vs. business credit). Payment options such as Affirm may be available for flexibility.
Yes. We assist businesses of all sizes in setting up, optimizing, and maintaining business credit profiles. Our guidance includes registering with major business credit bureaus (Dun & Bradstreet, Experian Business, Equifax Business), vendor strategies, and funding readiness education.
Many clients come to us after previous attempts. Our approach focuses on education first strategies and personalized guidance, ensuring your credit actions are compliant, informed, and optimized for results.
SF Credit Solutions is an educational and advisory company. We operate in full compliance with the FCRA and follow ethical, transparent, and legally sound credit practices.
No. Disputing inaccurate or unverifiable information does not harm your credit. Our utilization optimization and education guidance aim to strengthen your profile responsibly.
Yes. Flexible payment options may be available through Affirm at checkout, depending on your chosen plan.