What We Do
OUR SERVICES
At SF Credit Solutions, we specialize in comprehensive personal credit and business credit profile creation services.
Personal Credit Services
Our personal credit services are designed to help individuals understand their credit reports, identify inaccurate or unverifiable information, and take responsible steps toward improvement. We focus on education, clear guidance, and compliant dispute assistance under the Fair Credit Reporting Act (FCRA), so clients can make informed decisions about their credit.
These services support clients who are rebuilding credit, preparing for major purchases, or working toward better approval readiness. Credit outcomes vary based on individual profiles, and while improvements may occur over time, no specific results or score increases are guaranteed.
Business Credit Services
Our business credit services help entrepreneurs and business owners establish and strengthen their business credit profiles responsibly. We provide guidance on proper business credit setup, bureau registration, vendor strategy, and compliance best practices to support long term business credibility and funding readiness.
Business credit services are educational and advisory in nature. We help clients understand the process and requirements for building business credit, while outcomes depend on business structure, reporting accuracy, and participation. We do not guarantee funding, approvals, or specific credit limits.
PERSONAL CREDIT PLANS
Personal Credit Essentials
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Full 3-bureau credit analysis (Equifax, Experian, TransUnion)
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Personalized credit improvement plan
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Dispute assistance for inaccurate or unverifiable items
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Late payment and collection challenges (when applicable)
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Credit utilization optimization guidance
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45 days of support
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Best for: General credit improvement and rebuilding
Personal Credit Elite (Most Popular)
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Advanced dispute strategies
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Inquiry review and challenges
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Credit limit increase guidance
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30–90 day credit improvement strategy
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Approval readiness review
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Priority processing
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90 days of support
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Best for: Homebuyers, auto buyers, and major approvals
Starter
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Credit report review
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1–2 negative items disputed monthly
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Monthly progress updates
Growth
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Everything in Starter
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Unlimited disputes
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Debt validation letters
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Creditor/garnishment challenges
Elite
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Everything in Growth
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Inquiry removals
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Cease & desist letters
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Priority support
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Personal credit coaching
Starter Business
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EIN & DUNS setup
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Basic Net-30 vendor setup
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Business credit report monitoring
Growth Business
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Everything in Starter
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5–7 Net-30 accounts
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Tier-2 vendor setup
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Basic funding strategy session
Elite Business
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Everything in Growth
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8–10 vendor accounts
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NAV/Experian/Equifax reporting setup
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$50K+ funding roadmap
BUSINESS CREDIT PLANS
Business Credit Essentials
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Business credit profile setup
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EIN-based credit education (SSN separation guidance)
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Registration with major business credit bureaus
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Dun & Bradstreet
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Experian Business
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Net-30 vendor starter guidance
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Business credibility and compliance checklist
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Best for: New and early-stage businesses
Business Credit Elite (Most Popular)
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Tier-2 and Tier-3 vendor strategy
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Business credit score optimization
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Store card and fleet card guidance
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Funding readiness roadmap
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High-limit business credit strategy
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Priority support
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90-day advisory access
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Best for: Businesses seeking funding and growth